At Academy Insurance Agency, we have the necessary skills and knowledge to help you find the coverage that’s right for you. As independent insurance agents, we work with multiple carriers allowing us to run your rates through all carriers, many not available to the general public, to allow us to thoroughly search the market and ensure you are getting the best rate possible.
We will do whatever it takes to help you find a policy that you understand and feel comfortable with. If you have a custom Maserati and you want full replacement value or a classic GTO that's driven only to shows or your every day vehicle and everything in between, we have the carriers and policies to serve you. We run rates with multiple levels of coverage to give you options, not just one option that serves everyone's needs, as your needs are unique to you.
We also believe in product knowledge so you know what you're carrying and how it will apply to you. Auto Insurance policies will typically include coverage for the following:
Bodily Injury Liability – provides liability protection for injuries that you cause to someone else when in an at fault accident.
Medical Payments or Personal Injury Protection (PIP) – this covers the medical treatment for injuries to the driver and passengers of the policy holder’s car, and an even more expansive policy can provide reimbursement for medical payments, lost wages, and more.
Property Damage Liability – provides coverage if you cause damage to someone else’s property, including their car, homes, signs, fences, guardrails, telephone poles, etc.
Uninsured and Underinsured Motorist Coverage – this will provide liability coverage to you if you are involved in a crash with a hit-and-run driver, or someone that has insufficient bodily injury coverage, or no bodily injury coverage, and they are at fault and you are injured.
Collision – covers damage to your vehicle if you are hit by an uninsured driver or if you are at fault and need coverage to repair your vehicle.
Comprehensive – covers for theft or damage caused by something other than an accident, or involving another car, including extreme weather conditions, falling objects, explosions, riots, vandalism, or contact with an animal.
Also, available add on coverage includes rental car reimbursement, towing, full replacement cost n the vehicle, personal property (items inside the vehicle), custom parts & equipment.
We know that selecting the right policy can be confusing that’s why we are here for you and can take the guesswork out of the quoting process.
Looking for commercial auto?