Watercraft/Boat
Are your toys covered? We live in a coastal state so boating activity is at times very heavy and did you know that watercraft/boat insurance is not a requirement? This means that if someone hits your boat there is a chance they are not insured so who's going to pay for that damage? What if your boat or luxury yacht catches fire or someone has too much to drink and falls overboard, what would you do if you are not insured?
We represent many carriers that offer coverage on the small fishing boats up to the luxury yachts. You can purchase full replacement cost, or an agreed value policy, meaning they will insure you up to the replacement value of the boat (for a new boat) without depreciation. You can also purchase towing, fuel spillage, propulsion coverage, and personal articles coverage for your fishing equipment or items brought onto the boat. You can also protect your expensive electronics from theft, fire, and damage.
We can custom tailor a policy to cover chartered boats, liquor liability (if you host an event that includes alcohol), excursion coverage to cover guests while on land, dinghy/jet ski's, custom paint jobs and boats, plus many more.
Our policies can meet yours and your boats exact need for surprisingly less then you'd expect.
We represent many carriers that offer coverage on the small fishing boats up to the luxury yachts. You can purchase full replacement cost, or an agreed value policy, meaning they will insure you up to the replacement value of the boat (for a new boat) without depreciation. You can also purchase towing, fuel spillage, propulsion coverage, and personal articles coverage for your fishing equipment or items brought onto the boat. You can also protect your expensive electronics from theft, fire, and damage.
We can custom tailor a policy to cover chartered boats, liquor liability (if you host an event that includes alcohol), excursion coverage to cover guests while on land, dinghy/jet ski's, custom paint jobs and boats, plus many more.
Our policies can meet yours and your boats exact need for surprisingly less then you'd expect.
Recreational Vehicle Insurance
An RV policy can provide you with broader protection then what you'd receive from a typical auto policy as your needs are different and you have different exposures. The policy is similar in coverage such as bodily injury, comprehensive and collision, but in addition to the basics you can also purchase trip interruption, in case you don't make it to your destination due to a tire blow out or other loss, or coverage for your personal belongings such as laptops, camping gear, clothing, and jewelry.