Personal liability insurance is about protection for you and your family and will apply in the event of an accident, in or out of your home, that results in bodily injury or property damage that you are held legally responsible for. Personal liability claims could include medical bills, legal fees and more if a guest is injured on your property, as well as coverage for accidental damage you are legally responsible for on someone else’s property. If you have personal liability coverage, you may be able to avoid paying out of pocket for incidents like these, up to your coverage limits. That’s why personal liability coverage is an important component of your homeowners or renters insurance policy. 

did you also know that even if you do not have a homeowners/renters policy you can still purchase liability coverage? you can buy a stand alone personal liability policy for pennies per day.  this can protect you for lawsuits stemming from your home, vacant land, investment PROPerties and so much more.  with lawsuits increasing, and ad's to sue seemingly popping up everywhere, and people having the ability to sue in a lawyer backed lawsuit with no money out of pocket - don't leave yourself open and unprotected.  Did you also know that in 2014 there were $86.6 billion in liability claims? Can you guess what that number is now... Don't leave yourself unprotected, call us for a quote today.  

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