Why use an agent/broker ?
I think a lot of people wonder why use a broker, why not go straight to the company for a policy, isn't it more expensive to use a broker? The answer is no, the rates are the exact same whether you go through a broker or through a carrier direct. The benefits of going through a broker is you have someone on your side, that doesn't work for the company but rather represents you, the customer. You have an experienced agent who knows how to navigate the policy verbiage, knows the loopholes, someone who will be on your side come claim time, and who you know is looking out for you and your best interest not necessarily the carriers.
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